9 Ways to Avoid Foreclosure Ask me about it 1.727.418.1861 or
What is a short sale ?
Simply put, a short sale is a real estate transaction where the homeowners owe their lender more than what their property is worth and they need to sell. In a short sale, the lender must approve and accept less than what they are owed as full payoff. This means they MAY settle for $400,000, even if you currently owe them $500,000...even if the loss amounts to hundreds of thousands of dollars.
Feeling the mortgage squeeze?
Are you facing a financial hardship that you know will decrease your income?
Are you getting behind on your mortgage and you're not sure if you can catch up?
Do you just need to sell quickly but your home is worth less now than when you bought it?
If you find yourself in a position where you owe more than your home is worth and you need to sell, a short sale may be your best option. But don't get taken for a long, stressful ride by a self proclaimed 'expert'...
If you are facing any of the situations above, and you think a short sale might be your best option, you need to contact me today. If you're still not sure and just want more info, click on the CONTACT button and request a free copy of the article "The 9 Alternatives When Facing Foreclosure."
Don't worry. It's not your fault...
We've all had our ups and downs in life and a lot of other good people are in the same tough spot as you. Life seems scary when you're facing the reality of foreclosure and I understand. Sometimes you just don't want to answer the phone any more...
We all agree that we're in the middle of a national mortgage crisis and that, in many cases, homeowners who have bought or refinanced in the last few years have been seriously abused by often unethical lending practices!!
You bought your home and hoped it would increase in value. The harsh reality is that if you purchased your home in the middle of the "boom", it's probably worth less than when you bought it… and the value is still declining.
I've helped many homeowners in this position get the help they need and deserve.
It's sad but true!
Did you know that nearly 90% of the homeowners nationwide who try to short sale their home will end up losing their home to foreclosure due to an uneducated or lazy agent? Don't allow this to happen to you!
I hate to say this about my fellow agents, but the majority of them who are "trying to help" have not been properly trained and sadly, they are misinformed as to how to even negotiate with lenders. Some even get so far as to submit your 'short sale packet' and then just sit back and wait for a response! In the end, they simply don't know how to help you and you will become one of those "90%" that were not helped. Short sales are not easy...unless you seek the help of an expert agent with a proven track record. I have been personally trained by a former Chief Loss Mitigation Officer who is a career loss mitigator and asset manager with 20 years in the business. He is the guy at the bank who ultimately accepts or declines short sales. He has successfully negotiated short sales for hundreds of families. With his training, I have learned how to get the banks to say YES to our short sales offers. Before you agree to have an agent help you sell your home, ask him/her to show you just one short sale approval within the last 6 months... I doubt they can.
Now it's up to you...
I am ready, along with my team of experts, to go to battle for you. Are you ready to take a serious look at your options and see how a short sale can help you:
•Avoid paying TAXES on the money the bank loses at foreclosure! (Yes, you may have to pay taxes on the amount of loss to the bank if the home goes to foreclosure!)
•Save your credit from the "Foreclosure" ding
•Relieve the stress that this financial burden has become
•WITH NO OUT OF POCKET FEES OR ANY UP FRONT COSTS OF ANY KIND! …or in other words, you pay me nothing and if I do my job and save you from foreclosure, only then will I get paid by the lender!